Hello lawyers,
Last month, I recieved summons for court stating I had specific number of days to answer the complaint, of which I did. I sent that out and there is no court date set. So, I wish to send them a letter of validation. This years old complaint is on a cedit card debt, and I havent paid on it for over 6 years. the bank 'discharged' it back in 2002. Then, I was layed off from work just before the summons arrived. I own no personal property. I am wishing a settlement and making payment arrangments, but not for the full amount. on top of a $6k debt, they want $2k in interest charges. They hit my credit report recently about this, can they do that this many years later? Anyone can suggest of how much time I have to deal with this before dragged into court?