Hi there,
My bike fell into someone else's bike. He bought the replacement parts already and is in the process of getting them painted. We have insurance but i want to know will the insurance cover the fact that our bike fell into her bike and how will that work if she already paid for the parts and the parts are in the midst of being painted?
Hope someone will assist.
Thanx!

Welcome xsey..., thanks for posting the issue, advisor will reply to your message within 24 hours. Wish you a nice stay on Forums

If it is something minor that you can handle, it may be better to just cover it yourself, to avoid a claim record and possible discount reduction or rate increase. If things have already been altered, a claims adjuster may not be able to evaluate the specific damage at this point, and might be suspicious of custom mods or painting. Or call your insurance company and report an accident.