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Go Back   Law Forums at Onlypunjab.com > BANKRUPTCY AND CONSUMER CREDIT > Consumer Bankruptcy

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  #1  
Old 02-27-2007, 04:26 AM
Rey Rey is offline
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Join Date: May 2006
Posts: 2
Default car title.....?

Hi all of you,
Last year, I filed Ch7 and did not reaffirm on my 2 vehicles. I have returned one vehicle but continued paying on the other. Both vehicles were financed at the same credit union. Now, credit union sent me a signed car title releasing interest to the car I was still paying for. I transferred the title to my name as directed on the document. Please inform if I do continue paying the payments as usual or since I have the car title and the car was listed in bankruptcy mean that the credit union cannot reposess the vehicle due to nonpayment? Any suggestions will be appreciated.
Thanks
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  #2  
Old 02-27-2007, 07:49 AM
lawstudent lawstudent is offline
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Join Date: Apr 2006
Posts: 239
Default

First of all, you cannot keep secured property w/o paying for it. They cannot come after you for the debt because you did not reaffirm. Maybe they sent you the title in error before it was paid off.
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