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Go Back   Law Forums at Onlypunjab.com > BANKRUPTCY AND CONSUMER CREDIT > Debt Collections

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  #1  
Old 04-06-2007, 12:42 PM
litlemeyer litlemeyer is offline
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Join Date: Apr 2007
Posts: 2
Default Harrasing Phone Calls!!!

I bought a brand new car and had it financed through a company not be named. My payment is to be made on th 13th of each month and as soon as it hits 10 days past due the harrasing phone calls start. its pure insanity they call all the time!!! monday i answered and spoke with a representative and i told them i would make a payment on friday. every day after i got a call in the morning and many other calls during the day yestarday alone i got calls at
8:36
9:04
10:02
4:41
5:29
5:40
6:37
7:32
Thats 8 times in one day!!!
Is this legal?? thats pure harassment!! i have not spoken with anyone since monday but i dont see why i should have to they have computer systems in place and they should see on my file that i spoke with them on monday and i would be making a payment of friday.

Please Help!!! this is not fair its driving me nuts

Please if i have a case contact me at Litlemeyer@aol.com any and all opinions are greatly appreciated
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  #2  
Old 04-06-2007, 12:44 PM
Eric Eric is offline
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Join Date: Apr 2006
Posts: 147
Default

Welcome litlemeyer..., thanks for posting the issue, advisor will reply to your message within 24 hours. Wish you a nice stay on Forums
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  #3  
Old 04-07-2007, 02:45 AM
advisor advisor is offline
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Join Date: Apr 2006
Posts: 371
Default Re: Harrasing Phone Calls!!!

Ofcourse, you should have to make your payments on time. But, calling you that much in a single day is really unbelievable. Is it the same person calling you everytime or different each time? You must talk to your agent or the concerned authority.
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  #4  
Old 04-09-2007, 01:14 PM
litlemeyer litlemeyer is offline
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Default Re: Harrasing Phone Calls!!!

Apparently they told me that im in the system and its a computer automated response that calls me for being late
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  #5  
Old 04-10-2007, 11:45 PM
GilRoberts GilRoberts is offline
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Join Date: Apr 2007
Posts: 6
Default Re: Harrasing Phone Calls!!!

FDCPA prevents them from using a telephone to harass or annoy a debtor. file a complaint at the FTC and read up on your FDCPA, you may be able to sue them in small claims court for about a $1,000 for the offense (i would use it to catch up those pesky car payments!).
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