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Go Back   Law Forums at Onlypunjab.com > BANKRUPTCY AND CONSUMER CREDIT > Personal Banking & Credit Cards

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  #1  
Old 05-17-2007, 04:37 AM
tarick tarick is offline
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Join Date: May 2007
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Default CC cancellation?

Hi there,
Please inform me how to obtain cancellation of credit cards that were taken out in my name by wife and not informed me? She has been using the cards without my permission and I am the person listed on the cards for payment. I need to inform credit card companies that I will not pay for any future charges she will make. Please put in some input.
Thank you.
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  #2  
Old 05-17-2007, 04:39 AM
Eric Eric is offline
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Thank you for your thread tarick... needadvice will reply to your queries soon.
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  #3  
Old 05-17-2007, 07:14 AM
needadvice needadvice is offline
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Join Date: Apr 2006
Posts: 362
Default Re: CC cancellation?

Immediately contact the fraud department at your credit card company and tell them you are the victim of identity theft. They may make you fill out a document attesting to the fact that you did not authorize that credit card to be issued.

They will ask if you know who applied for the cards and demand that you fill out a police report regarding this identity theft. If you don't want to have your wife arrested for this, then call the credit card companies and have the cards canceled, converting the balance into a loan and preventing future charges.
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